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The Income Protection Conversation Most People Are Avoiding

Ever wonder what would happen if you couldn’t work for a few years because of illness or injury? Most people don’t give it much thought—but with the odds as high as one in four, it’s worth a closer look.

In this three-part episode, I break down what long-term disability insurance actually does, the common misunderstandings about it, and why protecting your income matters more than most realize.

If you care about your family’s financial stability, you’ll want to hear this.

Listen now! 

Show highlights include:

  • Myths about long-term disability insurance, and what it’s actually designed to do for you. ([1:27])

  • Uncover the No. 1 cause of bankruptcy in the United States. But is it preventable? ([2:31])

  • COBRA and other expenses associated with the burden of disability. Uncover the powerful solution I recommend as a safeguard. ([2:54])

  • The surprising answer to what most commonly triggers long-term disability claims. Hint: it’s not injury. ([4:09])

  • Shocking real data on how many 35-year-olds suffer disability before retirement. And why it makes income protection urgent. ([5:14])

  • How long does a long-term disability last on average? How to add up your financial exposure right now if you don’t have disability insurance. ([6:30])

  • Learn about what workers’ comp covers and doesn’t cover. Also, are many business owners in WA personally not covered at all? ([7:18])

Reach out to me:

valerie@alphaomegawealth.com

https://www.linkedin.com/in/valerie-laroque-lacp-b569509
Infinite Banking Mastery (infinitebankingnorthwest.com)

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Valerie LaRoque

Valerie educates clients and agents on the power of thinking like a banker. A teacher and financial coach, she will work together with you to create your comprehensive strategy.

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