In this episode, I’m asking you to get real about what would happen if you suddenly couldn’t work. Most people have never crunched the numbers or thought through just how quickly expenses keep piling up when income stops.
I’ll walk you through key questions to figure out where you stand, why disability coverage to protect your income is absolutely essential, and the risks of believing “it can’t happen to me.”
Let’s make sure your income, and everything it supports, is protected before you need it.
Listen now!
Show highlights include:
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What the Fed reports on the stark reality of American savings and preparedness. Could you survive 6 months if your paycheck stopped cold? ([1:20])
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Stack up these fixed, additional, health insurance, and recovery-related expenses against LTD claim duration to know the actual impact of disability. ([1:51])
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Understanding the false security of couple income along with SSDI denial odds. Find out what I recommend to two-earner spouses. ([4:03])
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When is it optimal for you to get disability coverage? Why my amazing attorney friend became uninsurable and how to prevent that for yourself. ([5:43])
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Uncover the biggest mistake you will ever make when it comes to Disability Insurance. ([7:55])
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Reality check: should you accept an exclusion-laden Disability Insurance policy that won’t meet your current condition? ([9:31])
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Core takeaways from this series on income protection to help you structure a meaningful income replacement plan with Disability Insurance—and protect your IBC strategy. ([10:33])
Reach out to me:
https://www.linkedin.com/in/valerie-laroque-lacp-b569509
Infinite Banking Mastery (infinitebankingnorthwest.com)
